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Start your 1031 exchange

The whole thing, one easy step at a time.

A 1031 exchange lets you sell an investment property and reinvest the proceeds into another, deferring the capital-gains tax. The catch is timing — so the single most important move is to set up your exchange before you close. Here is how it works.

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01 · Set up your exchange before you close

This is the one that trips people up. The IRS rule (constructive receipt) means your Qualified Intermediary has to be in place before your relinquished property closes. Create your exchange with us first — it takes minutes, and it is free to start.

02 · Your sale closes — the clocks start (Day 0)

The day your relinquished property closes is Day 0. Your proceeds go straight into FDIC-insured escrow held by the Qualified Intermediary, never to you, which is what keeps the exchange valid. Both deadlines start counting from here.

03 · Identify replacement property within 45 days

You have 45 days to name the property (or properties) you intend to buy. With us you can edit that list any time before day 45 — no paperwork, no change fee. We track the deadline for you as a live countdown.

04 · Close on the replacement within 180 days

You have 180 days from Day 0 to close on your replacement property. We coordinate the wiring instructions and funding, with two-person approval on every transfer of your money, so the purchase completes on time.

What you get when you start with us

  • Free to start — you only pay once your exchange is funded
  • One flat $599 fee, never a percentage of your proceeds
  • FDIC-insured escrow held by the Qualified Intermediary
  • Both deadlines tracked for you as a live countdown
  • Edit your identified properties any time before day 45
  • Two-person approval on every transfer of your money
Start your exchange

Learn more: 1031 exchange fees · why xchange1031 · IRS forms & code sections

Not tax or legal advice. This page is general education about how 1031 exchanges work. Your situation is unique — consult your CPA or tax attorney before you rely on any of this.